DIGITAL TRUST
HOW IT WORKS?
USE CASES
72% of ATOs begin with phishing or social-engineering attacks
CUSTOMER MFA
Simplifying Trust
Modern fraud exploits weak journeys — not weak passwords.
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Fido applies a Zero-Trust model to every interaction, continuously evaluating risk signals and stepping up verification only when needed.
High trust, low friction. A seamless experience on every device.
Frictionless & Unphishable Authentication
Our cryptographic, passwordless authentication eliminates OTPs, SMS codes, and passwords — replacing them with silent, device-bound credentials strengthened by behavioral biometrics and location intelligence.
Cryptographic Device Intelligence
Powered by our patent-pending, post-quantum–ready cryptography, each interaction is verified through trusted device signals, behavioral patterns, and perimeter checks — ensuring uncompromisable, end-to-end assurance.
Defense Against Modern ATOs
Our engine stops today’s ATO vectors using PQC-ready cryptography, behavioral biometrics, device reputation, and location risk signals — helping banks, PSPs, wallets, and fintechs stop fraud before it begins
Omnichannel Trust Across Every Journey
Customers move across channels — your security must follow. Authenticate anywhere, on any device, with unified intelligence across MB, IB, Card Tokenization, Contact Center, Sales Center, RTP, and Service Requests
Adaptive Intelligence Architecture
Fidar plugs into your risk ecosystem, enriching fraud stacks with device, behavioral, and location intelligence. Lightweight SDKs enable rapid passwordless deployment — and the system grows smarter with every signal
70% of customers struggle to remember passwords or PINs.
CONTACT CENTER AUTHENTICATION
Smart Security. Zero Hassle
Your customers shouldn’t have to recall a telephone banking PIN, personal trivia, or “favorite person” questions just to access support.
Fido replaces outdated verification steps with an experience that’s simple, secure, and effortless — 24/7.
Cryptographic Assurance for Every Call
Fido verifies customers using device-bound cryptography and real-time AI-driven intelligence, eliminating guessable questions and vulnerable PINs.
Boost Productivity, Not Call Time
Your agents’ time is valuable. Fido removes repetitive identity checks so they can focus on solving real customer issues — not asking verification questions that attackers can easily bypass.
Eliminate Contact Center ATOs
Contact centers are high-value targets for fraudsters armed with stolen data. By removing PINs, shared secrets, and guessable knowledge-based questions, Fido stops ATOs, Social engineering–based resets, Impersonation attacks using leaked PII
No more vulnerable questions. No more exploitable PINs
Stay ahead of fraud and the competition. Transform secure, passwordless verification into your advantage — delivering a smoother customer experience while reinforcing your defenses.
Measurable ROI from Day One
By reducing average call-handling time by 25–45 seconds, organizations typically save USD 0.50–0.75 per call — while improving security and customer experience at the same time.
82% of shoppers buy more when checkout takes just one click
3DS 2.0 AUTHENTICATION
Smarter Risk Decisions. Frictionless Payments
Smarter Risk Decisions. Frictionless Payments.
Your customers deserve a smooth payment journey — not a process that treats them like suspects.
Fido’s AI-powered risk engine evaluates every transaction in real time and applies the right level of authentication at the right moment.
No codes. No clutter. No unnecessary friction.
Zero-Knowledge, Passwordless Security
Fido replaces static passwords and manual challenges with 3DS 2.0–recommended, zero-knowledge authentication.
Lower Cart Abandonment, Higher Conversion
When authentication feels effortless, customers stay. Fido removes OTP fatigue, reduces drop-offs, and boosts approvals — because a smoother journey means higher revenue.
Stronger Protection Against Fraud
Fido protects your customers from cybercriminals without slowing them down. Our AI reads device, behavior, cryptographic signals, and transaction patterns to block account takeovers, stolen credentials, bot attacks, and payment fraud — all while keeping the experience seamless.
Built for Compliance
Stay aligned with global payment and security standards, as well as upcoming regulatory requirements — from EMVCo and 3DS 2.0 to SCA and PSD2 — keeping you secure, compliant, and fully ready for all card-not-present flows.
Enhanced With Intelligence Everywhere
Fido integrates seamlessly with your existing ACS, FRM systems, and threat-intelligence tools — adding richer signals, boosting authorization accuracy, and strengthening trust across your entire payment ecosystem.
Fraud drops 78–85% when ATMs go cardless with device verification.
ATM AUTHENTICATION
Simple for Users.
Safe for Banks
Your customers shouldn’t need a physical card, PIN, or complicated one-time codes to access their funds.
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Fido transforms ATM access into a fast, secure, and effortless experience — without compromising security.
Cardless, Secure, Effortless
Cryptographic Assurance for Every Transaction
Fido secures ATM access without cards or PINs. Our AI and device-bound cryptography verify each user in real time, blocking cloned or compromised devices while keeping withdrawals fast, seamless, and frictionless.
Reduce Operational Burden
By eliminating traditional ATM verification steps, Fido speeds up withdrawals, reduces queues, and lowers support calls for lost cards or PIN resets, letting your staff focus on core operations.
Eliminate ATM Fraud & Card-Related Attacks
ATMs are prime targets for fraud, from skimmers to social engineering. Fido blocks skimming, card cloning, PIN theft, and unauthorized access — no cards, no PINs, no compromises.
Stay Ahead of Fraud & Competition
Transform ATM access into a competitive advantage by offering customers a seamless, cardless, passwordless experience while securing transactions.
Measurable ROI from Day One
Cardless authentication reduces average ATM transaction time and lowers support costs for lost or stolen cards and PIN resets. Organizations can save USD 0.50–1 per transaction while improving customer satisfaction and security.